Month: March 2019

Working this debt-free journey.

Book Review: “Start Late, Finish Rich”

March 20, 2019

About me: I’m 37 years old, soon to be 38. Currently, I owe $54,000 [made up of credit cards, a car loan, and student loans]. My savings are fairly minimal – just a $1,000 emergency fund and some sinking funds. I have almost NO retirement savings. I am definitely “starting late”. If you’re in the…
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The Simple Things

March 17, 2019

I just finished my lunch on this quiet Sunday. It was a very nice lunch – tuna salad [with celery and onion] on whole wheat toast, baby carrots, olives, and a glass of milk. I thoroughly enjoyed it. But I realized something while eating, as I compared it to my dinner on Friday. That day,…
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The Intelligent Zebra

I am a 30-something teacher just trying to become debt-free. Join me on my journey to pay off all consumer debt [credit cards and a car loan] and educational debt.

Once upon a time, I was a very stupid person who believed that if I could make the minimum monthly payments, I could afford to buy it. Now that I have seen the error of my ways, I’m excited and motivated to eliminate ALL my debt and then work towards financial independence.

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