There’s one day left in 2017…and I’m so excited to see what 2018 has to hold for me. I spent the last few days in Cape Cod, visiting with my aunt and her wife, my grandparents, and my parents. We had a great time – talking a walk to the beach, collecting seashells to give…
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Tonight, I remembered that one of my credit card accounts closes out the monthly statements on the 11th/12th. So I logged in to see the damage and what the minimum payment will be for this month. I was sickened to see that I was charged over $100 in interest for the month – and this…
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Have you tried Ibotta yet? If not, download it from the app store and enter this referral code: raayba [then you can join my team!] How does it work? Ibotta is basically a digital rebate app. Through the app, you can view offers at various stores. For example, yesterday Walmart had an offer of $1.50…
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I’ll be honest – it has taken me a LONG time to get on the meal-prepping bandwagon. Why? I’ve never cared for leftovers because the texture of the food is different [at least it seems that way to me]. And I can be very picky about what I want to eat from day to day.…
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How many of us are guilty of feeling inadequate? [Raises hand.] This seems to be more of an issue with women [sorry guys!] – we are constantly comparing ourselves to others and coming up short. And these feelings of inadequacy seem to have grown exponentially with the advent of social media. At any given moment,…
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Today has been what I would call a ‘forwards and backwards’ kind of day. I moved forward in my journey to becoming debt-free by: 1) planning ahead for dinner so that I wasn’t tempted to buy dinner out; 2) packing a lunch for my road trip so I wasn’t tempted to stop at a fast…
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It feels like life is always a series of smart choices and poor choices. Smart choices: 1) Eating snacks I packed in my lunch bag instead of buying a snack at the store. 2) Paying my surprise car repair bill with the paltry amount I had in my savings account instead of charging it to…
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I have never been popular. In 6th grade, another student dubbed me “The Retarded Zebra”. His reasons? I had a blue jumper with large white polka dots that I liked to wear. According to him, I was such a stupid zebra that I had spots instead of stripes. Hence, “The Retarded Zebra”. The most ridiculous…
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