Fact: You are going to screw up sometimes. Maybe you miscalculate a bill and overdraw your account. Perhaps you succumb to temptation and use a credit card instead of cash/debit. Or you forgot to plan for an upcoming [and necessary] expense. Last week, it was my turn. First, I didn’t realize my rent check hadn’t…
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Do you use ‘Sinking Funds’? To be honest, it’s taken me awhile to start using sinking funds. At the beginning of my debt-free journey, I was so caught up with the immediate that I didn’t consider more long-term budgeting. Sometimes I would think, “Hey, I should start setting aside money for X, Y, and Z,”…
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I posted this on Instagram and got some great responses, so I wanted to give more information and hopefully learn a lot more too! My grocery budget is currently $300/month for just me. I find it hard to stick to a smaller budget for a variety of reasons. I live in a very rural area.…
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